6/289 Camboon Rd, Malaga WA 6090
An asset finance broker acts as your guide through the lending market. Instead of dealing with lenders one by one, a broker compares multiple banks and specialist financiers to find the most suitable product for your needs. They manage the application, negotiate on your behalf and ensure the structure suits your financial goals.
Asset finance can cover almost anything with a measurable value. Cars, utes, motorbikes, trucks, machinery, caravans, boats, aircraft, office equipment and commercial fit-outs. If it helps your lifestyle or business, there is usually a finance solution for it.
Yes. Highline assists with personal vehicle loans, business vehicle finance, chattel mortgages, equipment loans, commercial leases and specialised lending for companies, sole traders and contractors.
Yes. Some lenders are comfortable supporting new businesses, provided you meet their criteria. If you are a new ABN holder, the broker will match you with lenders who are open to early-stage borrowers.
Not necessarily. Good credit makes approval easier, but many lenders consider applicants with previous defaults or lower scores. Every situation is different and a broker will guide you toward lenders that match your credit profile.
Yes. Many business owners do not have regular payslips. Brokers work with lenders who accept alternative income verification such as bank statements, BAS, accountant letters or business financials.
A deposit is not always needed. Some lenders offer no-deposit options depending on your credit profile, the age of the asset and your overall financial position. Where a deposit is required, it is usually flexible.
Simple applications can be approved within a few hours. More complex deals, such as heavy machinery, commercial assets or credit-challenged applications, may take longer. Your broker will keep you updated every step of the way.
No. Many lenders are comfortable financing used vehicles, older machinery or second-hand equipment. Age, condition and value will determine which lender is most suitable.
Requirements vary, but most applications need identification, proof of income, bank statements and details of the asset you want to purchase. Business clients may also need BAS statements or financial reports.
Yes. Rate comparison is one of the main benefits of using a broker. You will receive a clear breakdown of repayment options, loan terms and lender conditions so you can make an informed decision.
Yes. A pre-approval allows you to shop with confidence and gives you a clear understanding of your eligible budget before you commit to a purchase.
A broker gives you access to many lenders, not just one. This creates competition and often results in better rates or more flexible terms. It also saves time because the broker handles all communication and paperwork.
That is fine. Many clients get pre-approval first and decide on the exact asset later. The approval can often be adjusted once you select the final item.
Yes. Highline specialises in premium vehicles, yachts, aircraft, high-end equipment and custom builds. Specialised lenders are available for larger or prestige purchases.
Yes. If your current loan is expensive or no longer suits your circumstances, refinancing may reduce repayments or improve cash flow. A broker can compare options and see whether refinancing is worthwhile.
Once approved, the broker coordinates settlement, final paperwork and communication with the seller. You will be guided through every stage until the asset is delivered or collected.
Yes. Businesses acquiring a fleet or large equipment package can access specialised commercial structures. These are designed to support long-term growth and cash-flow planning.
Absolutely. Your details are handled in line with Australian privacy laws and lender requirements. Information is only shared with lenders relevant to your application.